Mortgage Payment Calculator

Calculate your monthly mortgage payment including principal, interest, taxes, and insurance.

Home Price

Down Payment

Interest Rate

Loan Term

Annual Property Tax

Annual Home Insurance

Monthly PMI

Monthly HOA

$2,098

Principal & Interest

$1,898

Property Tax

$400

Home Insurance

$100

PMI

Loan Amount: $320,000

Total Interest: $363,280

Total Paid: $683,280

How to Use This Calculator

Input the home price, your down payment amount, and loan details like interest rate and term.

Include property taxes, insurance, PMI, and HOA fees for a complete monthly payment picture.

See your total monthly payment breakdown and lifetime costs to make informed decisions.

Determine how much house you can afford based on your income and expenses.

Calculate Budget

Compare the long-term costs of renting versus buying in your area.

Compare Options

See how much you could save by refinancing your current mortgage.

Calculate Savings