Mortgage Calculators

Plan your home purchase with our comprehensive mortgage calculators. Estimate payments, budget effectively, and make informed decisions.

Mortgage Payment Calculator

Calculate your monthly mortgage payment including principal, interest, taxes, and insurance (PITI).

Calculate Payment

Budget Calculator

Analyze your income and expenses to determine how much house you can comfortably afford.

Create Budget

Rent vs Buy Calculator

Compare the long-term costs of renting versus buying to make the best financial decision.

Compare Options

Home Affordability Calculator

Determine the maximum home price you can afford based on your income, debts, and down payment.

Check Affordability

Refinance Calculator

Calculate potential savings from refinancing your current mortgage to a new rate or term.

Calculate Savings

Extra Payment Calculator

See how extra principal payments can save interest and help you pay off your mortgage faster.

Calculate Savings

Why Use Our Calculators?

Make Informed Decisions

Understanding the numbers helps you make confident financial decisions about one of life's biggest purchases.

Plan Your Budget

See exactly how much you can afford and plan for all homeownership costs before you shop.

Compare Scenarios

Test different loan amounts, rates, and terms to find the best option for your situation.

Get Pre-Qualified

Ready to take the next step? Use these calculator results to start your pre-qualification process with one of our loan officers.

What to Bring:

  • • Calculator results and scenarios
  • • Income documentation
  • • Asset information
  • • Credit report (we can pull)
  • • Employment details
Get Pre-Qualified

Calculator Tips

Include All Costs

Remember to factor in property taxes, insurance, HOA fees, and maintenance when calculating affordability.

Conservative Estimates

Use conservative income estimates and include a buffer for unexpected expenses or income changes.

Current Market Rates

Use current market rates for accuracy, but remember rates can change. Lock in your rate when ready.

Ready to Apply?

Use your calculator results to start your mortgage application with confidence.